Strategic Value
1 = low · 5 = high
How much this initiative is worth to the business.
Revenue impact
3
How directly does this grow or protect revenue?
NegligibleTransformative
FCA regulatory risk reduction
3
How much does this reduce FCA regulatory and compliance risk?
NegligibleCritical shield
Consumer outcome improvement
3
How much does this improve outcomes under Consumer Duty?
MarginalMaterially better
Competitive differentiation
3
How hard is this to copy?
Easily replicatedDefensible moat
Operational resilience
3
How much does this strengthen operational resilience?
NegligibleCritical uplift
Implementation Cost
1 = low · 5 = high
How much effort and disruption it takes to build.
Data readiness
3
How ready is the data this depends on?
Clean and readyScattered and messy
Data compliance overhead
3
How much UK GDPR / data-protection work does this add?
MinimalHeavy DPIA burden
Model risk & governance burden
3
How much model risk and governance does this carry?
Light touchHeavy oversight
Integration complexity
3
How complex is the system integration?
StandaloneDeep entanglement
SM&CR overhead
3
How much senior accountability (SM&CR) work does this create?
MinimalMajor SMF burden
